Heartland Boy

Seriously Singaporean Financial Literacy

MENUMENU
  • About
  • Investment
    • Investment
      • REITS
      • Singapore Stocks
      • Singapore Property
      • Cryptocurrency
    • review-of-dividend-machines-by-the-fifth-person

      Review of Dividend Machines By The Fifth Person

      February 22, 2021 By Alison_Liew 7 Comments

    • performance-review-2022

      Heartland Boy 2022 Investment Performance Review

      posted in Investment, Singapore Stocks

    • hdb-bto-and-hdb-resale-prices-have-increased-are-they-still-affordable

      HDB BTO and HDB resale prices have increased, are they still affordable?

      posted in Investment, Singapore Property

  • Banking & Insurance
    • Banking & Insurance
      • Bank Deposits
      • Bank Loans
      • Credit Card
      • Insurance
    • review-gxs-bank-trust-bank

      Review of GXS bank and Trust bank Savings Accounts

      posted in Bank Deposits, Banking & Insurance

    • review-instarem-amaze-card-foreign-currency-fee-cashback

      Review of Instarem amaze Card: Avoid foreign currency fees, receive additional cashback

      posted in Banking & Insurance, Credit Card

    • Great-SP-10

      Review of Great Eastern’s GREAT SP Series 10 – Guaranteed 4% Return!

      posted in Banking & Insurance, Insurance

  • Retirement
    • Retirement
      • Singapore CPF
      • Singapore SRS
      • Taxes
    • Why I invested my CPF OA funds in OCBC fixed deposit at 3.55%

      posted in Retirement, Singapore CPF

    • invest srs

      Why Invest Your SRS Funds In ETF

      posted in Retirement, Singapore SRS

    • gst-increase

      Beat The GST Sales Campaigns Brought Out Some Irrational Financial Decisions

      January 29, 2023 By Alison_Liew Leave a Comment

  • Lifestyle
    • Lifestyle
      • Dining
      • Travel
      • Parenthood
      • Wedding
      • Others
    • review-of-mealpal-singapore-that-now-serves-hawker-food

      Review of MealPal Singapore That Now Serves Hawker Food

      posted in Dining, Lifestyle

    • My family holiday to Australia’s Brisbane, Gold Coast and Sunshine Coast

      posted in Lifestyle, Travel

    • how-much-my-family-saves-in-transport-costs-from-cycling

      How Much My Family Saves In Transport Costs From Cycling

      posted in Lifestyle, Parenthood

  • Resources
  • Contact

Bank Deposits Credit Card Dining Insurance Lifestyle Travel

How I Use Comparison Websites To Get The Lowest Price

how-i-use-comparison-websites-to-get-the-lowest-price

Comparison websites have been around for a long time but not many in Singapore are actually aware about them. Heartland Boy personally thinks that a comparison website allows him to evaluate costs and benefits, help him check out alternatives and ultimately snag the best deal out there. In this article, Heartland Boy will show you how he uses comparison websites to get the lowest price possible.

Air Tickets

This was probably Heartland Boy’s first brush with comparison websites. When he was still a young undergraduate on an overseas exchange programme, he was regularly searching for cheap budget airlines. His favourite comparison website for air tickets then was SkyScanner. Through SkyScanner, he came to know about other budget airlines such as Easyjet, Vueling and Wizzair etc. Otherwise, he would have relied entirely on Ryanair which was the only budget carrier that he knew at that time. Thanks to SkyScanner, he was able to save a couple of hundreds on his air tickets within Europe. This behaviour was reinforced so many times that this is now his first port of call whenever he is daydreaming about his next wanderlust.

Travel Insurance

Being the kiasi type, Heartland Boy would immediately be shopping around for travel insurance policies after booking his holiday. Getting a travel insurance policy is very important as Heartland Boy has experienced the monetary benefits of claiming for flight delays. Comparing travel insurance policies is a must as it seems like insurance providers are perpetually throwing promotions around to entice consumers. He has recently begun to use SingSaver to compare travel insurance policies.

Transport

When it comes to ordering a taxi, Heartland Boy instinctively opens up his Shopback mobile app first. The Shopback mobile app compare rides across operators such as Grab, ComfortDelgro and RYDE to inform the user the cheapest rate to pay for the chosen destination.

Compare-rides-on-shopback

Screen grab of rides compared by Heartland Boy

By comparing his rides first, Heartland Boy only pays the lowest possible price. In addition, you get $0.20 cashback if you book your Grab rides via the Shopback platform. Who knows that it might very well include behemoth Go-Jek when it officially starts operating in Singapore. Having stayed in Jakarta before, he knows how awesome Go-Jek can be!

Credit Cards

Using the right credit card for your holiday and transport expenses can reap you air miles or cash rewards. Comparison websites are especially useful to help Heartland Boy cut across the plethora of credit card offerings from the various banks in Singapore. For a quick analysis of the best cashback credit cards in the market, Heartland Boy goes to SingSaver and selects the “Cashback Credit Cards” category

singsaver-cashback-credit-card-compare

Mouse over and select the filter that is most suitable to you

This is a very convenient filter that saves him plenty of time as he only has to analyse a smaller pool of credit cards. Besides cashback, customers can also filter by air miles, rewards, dining, shopping and my personal favourite — “best deals“. Furthermore, SingSaver runs attractive on-site offers that are over and above that of the banks’ own welcome gifts. Heartland Boy has personally applied and received SingSaver’s vouchers and cash gifts after signing up for the SCB Unlimited Cashback Credit Card and the HSBC Advance Credit Card. Having studied various comparison sites, SingSaver’s offers are usually the most generous, not to mention they carry the widest range of products. Besides credit cards, they also have among the most generous offers for personal loans.

Savings Account

Likewise, choosing a competitive savings account that provides you a high interest rate can be a complex and time-consuming task. Similar to its offering for credit cards, SingSaver as a comparison website offers impresses with its user-friendly interface that allow users to compare across various savings accounts. You may also head over to Seedly for user reviews on all the savings accounts out there in the market.

Dining

This may not qualify as a comparison website per se. However, Eatigo does allow Heartland Boy to choose the restaurant that provides the best discount at a place and time most convenient for him.

eatigo-dining-deal-heartland-boy

Over thousands of participating merchants offering varying discounts across different time slots

Heartland Boy is a hardcore user of Eatigo such that he has already racked up thousands of savings by utilising the discounts for free! Get $5 by signing up with my referral code!

Conclusion of Comparison Websites

Last but not least, comparison websites have its advantages and disadvantages. The biggest pro would be how such financial comparison offers price checkpoints, giving you the opportunity to pay low prices. However, price comparison sites should not be treated as definitive as not all sites offer everything available in the market place.

Note that this article contains some affiliate links that allow Heartland Boy to earn a small fee for every successful referral. This article is written in collaboration with SingSaver but the opinions expressed here are entirely his own.


Leave a Comment

« Is OCBC 360 Account The Most Complex Savings Account?
Hi World, Meet Olympia Liew »

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Welcome to Heartlandboy.com

Hello there, I am Heartland Boy! I am always thinking about how I can improve my financial literacy in order to achieve financial independence. This is the place to be if you are hungry for financial independence (sometimes good hawker food as well) and foolish enough to believe in the musings of Heartland Boy. Read More…

  • About Heartland Boy
  • Contact
  • Work With Us
  • Privacy Policy
As Seen On

Copyright © 2023 Heartland Boy · All Rights Reserved
All content expressed herein are the personal opinions of Heartland Boy and does not constitute the views of any company nor as professional financial advice.

Copyright © 2023 · Divine Theme on Genesis Framework · WordPress · Log in