To celebrate its 1-year anniversary, Citi Plus customers can now enjoy increased interest rates of up to 4.0% interest per annum (p.a.)^ for the Citi Interest Booster Account. This boost (pardon the pun) is much welcomed as it allows Citi Plus to stay competitive during an environment of high interest rates. Hence, when viewed in totality with what Citi Plus has to offer as well as the attractive ... continue reading...
Significant personal finance milestone- I Achieved CPF Full Retirement Sum in 2023
It was 9 years ago that I set out to grow my Central Provident Fund (‘CPF’) as part of my FIRE journey. Back then, I was thinking that having monthly payouts from the government is a good fall-back plan to have, in case my own financial plans do not work out. Last month, when I checked my CPF statement, I realised that I have achieved CPF Full Retirement Sum ('FRS') in Year 2023! This is ... continue reading...
Our family holiday in Bali, a destination for beach and nature lovers
Earlier this year when Olympia was still taking swimming lessons, her swim school organised a holiday camp to Maldives. We couldn’t make it because it was scheduled right after Lenora’s delivery date. Besides, I also baulked at the high costs involved. Nevertheless, she was intrigued by the snorkelling videos that her coach showed to the class. Not wanting to dim her dreams, I proceeded to look ... continue reading...
My Parents’ Palpitating Experience To Buy A HDB Sale of Balance Flat
Earlier last year, I wrote that my parents successfully obtained Singapore Citizenship status. Since then, I have been monitoring the quarterly HDB sales launch to look for a suitable new home for them. I consider it to be silly if I do not help them take advantage of one of the greatest privileges afforded to a Singapore Citizenship, which is the opportunity to buy a subsidized flat from the ... continue reading...
Singapore Savings Bonds November 2023 Interest Rate Reaches Record High This Year
After waiting for 3 long quarters, retail investors can finally rejoice at what is a new year-to-date high interest rate for the Singapore Savings Bonds (‘SSB’). For SSB to be issued in the month of November 2023, the average return over 10 years is 3.32% which is the 2nd highest ever in its history. With such attractive long-term returns, Singaporeans may be enticed to part with their cash once ... continue reading...
