It has been more than a month since the collapse of the Terra Luna ecosystem which was an episode that sent shockwaves across the crypto world. As the dust settles and emotions are collected, I think the time is right for me to write about my participation in this seminal event on my blog. In fact, Terra Luna coin suffers the ignominy of being my first ever complete investment write-down since I ... continue reading...
From SOR/SIBOR to SORA interest rate benchmark, how would this affect your home mortgage loan?
Before the end of 2022, all SOR-based property loans would have transited to SORA interest rate benchmark. If you have an existing housing loan that is pegged to Singapore Dollar Swap Offer Rate (‘SOR’), your bank might have or will be contacting you about the need to move to a new loan package. In case you are wondering, this is a global situation and certainly not unique to Singapore. As a ... continue reading...
Rex International Initiation Report- How Much Is My Target Price
Rex International Holding Limited (‘Rex International’) is full-fledged, independent upstream player in the oil and gas sector. It is listed on the Singapore Exchange (SGX) Mainboard after having successfully transferred from the Catalist in Mar 2022. It IPO-ed backed in July 2013 at a price of $0.50 but its share price had languished since as oil prices plummeted between 2014-2020. As at 10 June ... continue reading...
My Experience Helping My Parents Apply For HDB Sale Of Balance (SBF) Flats
(Source: Nguyen Thu Hoai/Unsplash) Readers who subscribe to my mailing list would have known that my parents finally received their Singapore Citizenship (‘SC’) status this year. Having lived in our tiny island for over 40 years, they are already Singaporeans at heart a long time ago. However, I can assure you that getting SC is not simply a label tag because it comes with a host of benefits that ... continue reading...
REVIEW OF INCOME’S 3-YEAR INSURANCE SAVINGS PLAN: GRO CAPITAL EASE ECO
This May, NTUC Income (“Income”) launched their short-term insurance savings plan – Gro Capital Ease Eco, which offers a guaranteed maturity benefit of 105.56%1 of the single premium after 3 years. Here’s Heartland Boy’s review of Income’s Gro Capital Ease Eco. INCOME’S 3-YEAR INSURANCE SAVINGS PLAN: GRO CAPITAL EASE ECO If you are looking to save and support a liveable future via a short-term ... continue reading...
