My family sailed on Royal Caribbean’s Quantum of the Seas in February 2021 and had nothing short of a fantastic time. My daughter, Olympia, has been reminiscing about her time on the cruise and badgering to go on a cruise ship again. Therefore, when news that Spectrum of the Seas would start sailing in Singapore drifted to my household, I promptly made the bookings. Plural for bookings because I ... continue reading...
Review of Instarem amaze Card: Avoid foreign currency fees, receive additional cashback
There has been 1 card that hasn’t been receiving the online attention that I think it deserves – the amaze card available on the Instarem mobile app. Launched in Aug 2021 by NIUM, this smart card serves as a one-stop payments solution. Amaze card users can (i) enjoy 0.5% cashback that can be stacked on top of their usual bank rewards (be it miles or cashback) for making payments, (ii) send ... continue reading...
The effects of a high inflation rate on my household budget
Make no mistake, inflation has truly arrived on our shore with its tentacles reaching every nook and cranny of our little island. Instead of being transient, it has grown increasingly persistent to the extent there is no escaping from its insidious effects anymore. Just last month, the Department of Statistics Singapore announced that February 2022’s Consumer Price Index increased 4.3% ... continue reading...
uSMART Singapore Review- Low-cost trading, backed by Chow Tai Fook Group
uSMART Securities, backed by Hong Kong conglomerate Chow Tai Fook Group, is here in Singapore! For traders and investors such as myself, this can only be good news as more choices may invariably lead to better features and lower fees. I was more than excited to try a new platform and take advantage of the low fees (and of course the welcome gifts) to improve the performance of my investment ... continue reading...
Heartland Boy 1Q2022 Investment Portfolio Update
3 months ago when I reviewed my stock performance for Year 2021, I ended with a note that I was quietly confident my portfolio was well-positioned to take advantage of the spiralling prices in commodities and runaway inflation. Not only did these themes pan out in the first quarter but they also accelerated with Russia’s invasion of Ukraine. Of course, I readily admit how fortuitous I have been ... continue reading...
