Remember when I stated that one of the top 10 highlights in 2021 was getting an ergonomic chair to improve my work from home (wfh) set-up? While my aching back thanked me for this marvellous decision, I was constantly reminded by my wife why I only bought 1 for the household. Thankfully, Standard Chartered Bank and SingSaver are coming to my rescue with an excellent promotion. Simply apply for the ... continue reading...
Parents- Here’s how you can check your child CPF account with ease now
Hey parents, did you know that every Singapore citizen newborn has a CPF account? That’s right, under the MediSave Grant for Newborns scheme, all Singapore citizen babies born on or after 1 Jan 2015 will automatically receive $4,000 in their CPF MediSave accounts. When I first became a parent back in 2018, I recalled that I could only view my child’s CPF statement after completing a manual ... continue reading...
What’s The Difference Between A Cash Top Up To My CPF SA and MA?
From past observations of the personal finance community, I notice that CPF members pay most attention to their CPF accounts at both the start and end of the year. This is because these are usually optimal periods for: maximising tax reliefs maximising CPF interest rates updating CPF balances as annual interest have just been credited However, the perennial problem of “Should I do a ... continue reading...
Heartland Boy 2021 Investment Performance Review
The time has come for me to perform my annual stock investment portfolio review. For the first time, this has now expanded to include cryptocurrencies since I made my first investment in 2021 via the user-friendly Gemini platform. After a strong performance in 2020, I have lost out to the wider market in 2021. Unfortunately, it was not even close. By the way, I use XIRR (consisting of both ... continue reading...
Top 10 Highlights of 2021 For Heartland Boy
It’s often a cliché to say that the year flew past us in a blink of an eye but this seems to be an accurate description of 2021. I felt that 2021 was worse than 2020 and this was despite 2020 having 2 months of Circuit Breaker. Maybe it was the stop-start nature of the Covid-19 restrictions which really frustrated a lot of the plans that I have made. This was especially bad for me as I am someone ... continue reading...
