As a dragon baby navigating the Year of the Dragon, it is inevitable that I experienced more downs than ups in 2024. Whether it is at work, familial relations or health, all experienced massive lows. Personally, I can’t wait for 2024 to be behind me and bring all the issues away (hopefully). 1) Holiday in Shanghai Holidays are wonderful moments to create precious memories with my loved ones. ... continue reading...

Invest Your SRS Funds And What You Need To Know When You Withdraw
A Supplementary Retirement Scheme (‘SRS’) account can be opened with any of the 3 local banks and this is the start towards a journey to save for your retirement. At the same time, contributions towards the SRS account provide dollar-for-dollar tax relief, capped at S$15,300 for Singaporeans and Permanent Residents, and S$35,700 for foreigners. While there is enough information out there to ... continue reading...

My Family Holiday To Thailand’s Bangkok With 2 Kids
This was the first time that my family is travelling with 2 kids, a prospect that I quietly fear because I do not know what to expect. To up the ante further, the little one just turned 1 and discovered the wonders of walking. This meant full-on adult supervision is required to minimise falls and mishaps. To cope with the endless what-if scenarios, we decided on a destination not too far from home ... continue reading...

Does 5-room BTO flat make more resale profit than a 3-room BTO flat?
When I successfully balloted for my 3-room BTO flat back in September 2014, well-meaning relatives strongly urged that I should consider a 5-room BTO flat instead. There were indeed 5-room flats in Bukit Batok and Buangkok available during that HDB BTO sales launch. They put forth the key argument that a 5-room BTO flat, based on their experience, always make the most resale profit when sold. Much ... continue reading...

Reflections On Lenora Turning 1 Year Old
Hi Lenora, you just turned 1 year old recently and I thought this was a big milestone worth penning a blog post on. As we already held a large-scale 100-day birthday party for you, we decided to keep this celebration smaller with just immediate family members invited. You also timed it to perfection by taking your first few independent steps on this big occasion. As cliched as it may sound, it ... continue reading...





