During the Circuit Breaker last year and in between jobs, I had the luxury of time to resume my reading habit. While it was only for a short-lived moment, I was able to complete 4 books. For the whole of 2021, I am ashamed to confess that I would most likely end up reading only a grand total of 1 book. I am grateful that I made the right choice in choosing the “Red Roulette – An Insider’s Story of ... continue reading...
Why Consider GREAT CareShield As Your CareShield Life Supplementary Plan
I have always been a big advocate of insurance that manages risks associated with disabilities. This is a risk that I take seriously as my household’s finances can ill afford any breadwinner being involuntarily absent from work for a prolonged period of time. My belief rubs off on my elderly parents as well – my mum is enrolled into ElderShield with a supplementary plan while my dad’s application ... continue reading...
Significant Changes to CPF MediSave Cash Top-Ups and Tax Relief Strategy
A CPF (Amendment) Bill passed in Parliament in November 2021 had set the personal finance community abuzz. That is because CPF is an emotive topic and affects all Singaporeans and Singapore Permanent Residents. Even though the changes were made to simplify the current CPF system, confusion still reign amongst the populace. Several articles have also been published to explain the CPF changes but I ... continue reading...
Review of AIA Absolute Critical Cover (ASCC), a Plan That Covers Beyond Critical Illnesses
While a Critical Illness insurance policy is not as critical (pardon the pun) as a Hospital and Surgical insurance, it is definitely a good-to-have in one’s defence against unexpected healthcare risks. This is especially the case as cancer remains the no.1 principal cause of death in Singapore (Source: MOH) Typically, critical illness cover can be purchased either as a standalone policy or as a ... continue reading...
Review of Tiq 3-year 1.62% Endowment Plan by Etiqa
I have been reviewing plenty of flexible insurance savings plans over the past couple of years. These included GIGANTIQ, EasyEarn, Singlife, Dash PET and each tried to outdo the other when they were launched. Consumers such as myself rejoiced as competition led to higher interest rates and better product features. However, while insurance savings plans are great for their initial high crediting ... continue reading...
