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Seriously Singaporean Financial Literacy

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    • banner-woolworths-office

      At What Share Price Would I Be A Buyer Of AIMS APAC REIT?

      August 12, 2023 By Alison_Liew 2 Comments

    • rookie

      Rookie Investment Mistakes I Made When I Was A Beginner Investor 10 Years Ago

      posted in Investment, Singapore Stocks

    • hdb-bto-classification

      New HDB BTO Classification Framework, What Are The Possible Consequences?

      posted in Investment, Singapore Property

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    • gxs-348

      Is GXS 3.48% Interest Rate Promotion The Shortest Ever In Singapore?

      posted in Bank Deposits, Banking & Insurance

    • scb-simply-cash-credit-card

      SCB replaces its unlimited cashback card with the simply cash credit card- here’s my review

      posted in Banking & Insurance, Credit Card

    • cancer-drug-list

      How Integrated Shield Plans’ downgrade from as charged to 5X of Medishield Life’s limit for cancer treatments affect you

      posted in Banking & Insurance, Insurance

  • Retirement
    • Retirement
      • Singapore CPF
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    • matt-bennett-78hTqvjYMS4-unsplash

      Getting down to some common misconceptions CPF LIFE

      posted in Retirement, Singapore CPF

    • invest srs

      Why Invest Your SRS Funds In ETF

      posted in Retirement, Singapore SRS

    • gst-increase

      Beat The GST Sales Campaigns Brought Out Some Irrational Financial Decisions

      January 29, 2023 By Alison_Liew Leave a Comment

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    • review-of-mealpal-singapore-that-now-serves-hawker-food

      Review of MealPal Singapore That Now Serves Hawker Food

      posted in Dining, Lifestyle

    • My family holiday to Australia’s Brisbane, Gold Coast and Sunshine Coast

      posted in Lifestyle, Travel

    • customised-baby-cake-lenora

      How We Celebrated Lenora’s 100-Day Baby Shower In 2023

      posted in Lifestyle, Parenthood

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Lifestyle Parenthood

How We Celebrated Lenora’s 100-Day Baby Shower In 2023

customised-baby-cake-lenora

In a sure sign of how much I plan ahead, Lenora’s 100-day baby shower was more or less finalised weeks before she was even delivered. This idiosyncrasy of mine might have upset the wife time and again, but I assured her that this was about taking care of all things possible before the baby came […]


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Retirement Singapore CPF

Getting down to some common misconceptions CPF LIFE

matt-bennett-78hTqvjYMS4-unsplash

Several months ago, I wrote an article about my mum reaching the CPF withdrawal age of 65. As with any Central Provident Board (‘CPF’) topic, it generated plenty of interest amongst my readers. In fact, I received plenty of messages (both private and public) and I attribute this phenomenon to 2 key reasons – (1) […]


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Investment Singapore Property

New HDB BTO Classification Framework, What Are The Possible Consequences?

hdb-bto-classification

At National Day Rally (‘NDR’) 2023, Prime Minister Lee announced a seismic shift in how HDB is going to classify its flats for sale from 2H 2024. The framework of classifying estates as either mature or non-mature will be replaced by one that is either Standard, Plus or Prime. When I first heard it live […]


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Bank Deposits Banking & Insurance

Is GXS 3.48% Interest Rate Promotion The Shortest Ever In Singapore?

gxs-348

If you are plugged into the personal finance community, you would have heard by now that GXS was offering 3.48% interest rate for up to $75,000 of your savings. This move came immediately after the Monetary Authority of Singapore (‘MAS’) purportedly lifted the SGD $50 million cap imposed on digital banks. Since 19 July 2023, […]


2 Comments

Investment REITS

At What Share Price Would I Be A Buyer Of AIMS APAC REIT?

banner-woolworths-office

AIMS APAC REIT (‘AA REIT’) invests in a diversified portfolio of income-producing industrial, logistics and business park investment properties across Singapore and Australia. The Manager of the REIT, AIMS APAC REIT Management Limited, is wholly-owned by the sponsor, AIMS Financial Group. Interestingly, the largest unitholder is not the sponsor but ESR Cayman, which holds 12.8% […]


2 Comments

Retirement Singapore CPF

My mum reached the CPF withdrawal age and we chose to defer her CPF Life payouts

ekaterina-shakharova-L4nwL3195U0-unsplash

My mum reached a huge milestone in her CPF journey when she turned 65 years old this year. Yes, this is a magical mark yearned for by most CPF members as they will be eligible to start receiving their monthly CPF payouts. As she was the first member in the household to be confronted with […]


7 Comments

Lifestyle Parenthood

Confinement nanny prices have in increased in 2023, is it worth it to pay for one?

confinement-nanny-meal-2023

There were 2 things that I did upon finding out that Heartland Girl was pregnant again. The first was to ring up my insurance agent to get the maternity insurance policy ready. The second was to secure my confinement nanny quickly. That is because some of the popular confinement nannies can be booked up for […]


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Investment Singapore Stocks

Rookie Investment Mistakes I Made When I Was A Beginner Investor 10 Years Ago

rookie

This is my 10th year in investing and the outcome is very different from what I envisaged when I first started out as a beginner investor. Armed with some knowledge from investment books, I was full of confidence and firmly believed that I held an edge over other retail investors. You know Warren Buffett once […]


1 Comment

Retirement Singapore CPF

CPF Changes in 2023 That You Must Take Note Of

take-note-changes

There are quite a few changes happening to the CPF system in 2023 and I know you will be equally curious to know what they are. That is because CPF affects all Singaporeans and Permanent Residents and is therefore, a topic close to the heart of plenty of us here. Some of these changes are […]


2 Comments

Investment REITS

Compare CDL Hospitality Trust and Far East Hospitality Trust

oasia-downtown-grand-copthorne-waterfront-hotel

In what is a rather muted economic performance for Singapore in 2023 thus far, one sector that is shining brightly is tourism. Not only have tourist arrivals recovered to two-thirds of pre-Covid-19 numbers in the first quarter of 2023, tourists also spent more per trip in what was a case of revenge spending. This got […]


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Welcome to Heartlandboy.com

Hello there, I am Heartland Boy! I am always thinking about how I can improve my financial literacy in order to achieve financial independence. This is the place to be if you are hungry for financial independence (sometimes good hawker food as well) and foolish enough to believe in the musings of Heartland Boy. Read More…

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All content expressed herein are the personal opinions of Heartland Boy and does not constitute the views of any company nor as professional financial advice.

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