The Need For Cancer Insurance Policy Like it or not, the reality is that cancer can happen to anyone regardless of age and lifestyle and remains the no.1 cause of death in Singapore (Source: MOH). A cancer diagnosis without adequate health insurance coverage can in fact snowball to a huge financial burden. It is therefore […]
Interest rates are going up, time to refinance your housing loan?
The most recent cycle of rising interest rates was between 2015 to 2018 before it was abruptly interrupted by the Covid-19 pandemic. In a bid to keep their economies afloat then, central banks all over the world raced to dole out monetary easing policies. Since Singapore’s interest rates are partially influenced by the USD, many […]
I had surgery in a government hospital, here’s how much it cost
For more than a decade, I would have an average of 4 tonsillitis episodes a year and each bout of attack could only be resolved with antibiotics. I was constantly reminded by Heartland Girl that one of the well-known consequences of prolonged use of antibiotics is bacterial antibiotic resistance. She even remarked that she wouldn’t […]
I Replaced My Parents’ Eldershield To CareShield Life For Better Coverage
Since CareShield Life was announced back in 2018, I have been actively monitoring its development to understand how it affects my family’s insurance coverage. I take a keen interest because I am a strong proponent of severe disability insurance coverage. For the past decade, I have witnessed first-hand how my grandparents are unable to perform […]
Achieved A New Milestone Income From My Dividend Stocks
2021 was a significant year in my investment journey because I achieved a new milestone income from my dividend stocks. For the first time ever, my dividend income breached the magical 5-figure mark. If you have asked the 26-year-old me back when I first started investing in 2014, this would have been quite an unimaginable […]
Dash PET offers best** interest rates in Singapore and increase it further with protection plans
Wonder where you could possibly stash your CNY angbao monies to enjoy attractive returns and insurance coverage at the same time? Here’s a possible solution- Dash PET by Etiqa Insurance on the Singtel Dash app is an insurance savings plan that allows users to Protect, Earn and Transact at the same time. Offering up to […]
Tips On How To Claim And Where To Use Your 2021 CDC Vouchers
A recent visit to my parents’ place over the festive period prompted me to write an article on the CDC Voucher Scheme. My parents received a letter from the government informing them of the household’s eligibility to claim CDC vouchers but did not know how to go about doing it. This made me realised that […]
Apply For SCB Smart Credit Card And Receive Free Ergotune Classic Chair Or $300 Cash
Remember when I stated that one of the top 10 highlights in 2021 was getting an ergonomic chair to improve my work from home (wfh) set-up? While my aching back thanked me for this marvellous decision, I was constantly reminded by my wife why I only bought 1 for the household. Thankfully, Standard Chartered Bank […]
Parents- Here’s how you can check your child CPF account with ease now
Hey parents, did you know that every Singapore citizen newborn has a CPF account? That’s right, under the MediSave Grant for Newborns scheme, all Singapore citizen babies born on or after 1 Jan 2015 will automatically receive $4,000 in their CPF MediSave accounts. When I first became a parent back in 2018, I recalled that […]
What’s The Difference Between A Cash Top Up To My CPF SA and MA?
From past observations of the personal finance community, I notice that CPF members pay most attention to their CPF accounts at both the start and end of the year. This is because these are usually optimal periods for: maximising tax reliefs maximising CPF interest rates updating CPF balances as annual interest have just been credited […]
