Make no mistake, inflation has truly arrived on our shore with its tentacles reaching every nook and cranny of our little island. Instead of being transient, it has grown increasingly persistent to the extent there is no escaping from its insidious effects anymore. Just last month, the Department of Statistics Singapore announced that February 2022’s […]
uSMART Singapore Review- Low-cost trading, backed by Chow Tai Fook Group
uSMART Securities, backed by Hong Kong conglomerate Chow Tai Fook Group, is here in Singapore! For traders and investors such as myself, this can only be good news as more choices may invariably lead to better features and lower fees. I was more than excited to try a new platform and take advantage of the […]
Heartland Boy 1Q2022 Investment Portfolio Update
3 months ago when I reviewed my stock performance for Year 2021, I ended with a note that I was quietly confident my portfolio was well-positioned to take advantage of the spiralling prices in commodities and runaway inflation. Not only did these themes pan out in the first quarter but they also accelerated with Russia’s […]
Get affordable cancer insurance coverage from less than a dollar a day
The Need For Cancer Insurance Policy Like it or not, the reality is that cancer can happen to anyone regardless of age and lifestyle and remains the no.1 cause of death in Singapore (Source: MOH). A cancer diagnosis without adequate health insurance coverage can in fact snowball to a huge financial burden. It is therefore […]
Interest rates are going up, time to refinance your housing loan?
The most recent cycle of rising interest rates was between 2015 to 2018 before it was abruptly interrupted by the Covid-19 pandemic. In a bid to keep their economies afloat then, central banks all over the world raced to dole out monetary easing policies. Since Singapore’s interest rates are partially influenced by the USD, many […]
I had surgery in a government hospital, here’s how much it cost
For more than a decade, I would have an average of 4 tonsillitis episodes a year and each bout of attack could only be resolved with antibiotics. I was constantly reminded by Heartland Girl that one of the well-known consequences of prolonged use of antibiotics is bacterial antibiotic resistance. She even remarked that she wouldn’t […]
I Replaced My Parents’ Eldershield To CareShield Life For Better Coverage
Since CareShield Life was announced back in 2018, I have been actively monitoring its development to understand how it affects my family’s insurance coverage. I take a keen interest because I am a strong proponent of severe disability insurance coverage. For the past decade, I have witnessed first-hand how my grandparents are unable to perform […]
Achieved A New Milestone Income From My Dividend Stocks
2021 was a significant year in my investment journey because I achieved a new milestone income from my dividend stocks. For the first time ever, my dividend income breached the magical 5-figure mark. If you have asked the 26-year-old me back when I first started investing in 2014, this would have been quite an unimaginable […]
Dash PET offers best** interest rates in Singapore and increase it further with protection plans
Wonder where you could possibly stash your CNY angbao monies to enjoy attractive returns and insurance coverage at the same time? Here’s a possible solution- Dash PET by Etiqa Insurance on the Singtel Dash app is an insurance savings plan that allows users to Protect, Earn and Transact at the same time. Offering up to […]
Tips On How To Claim And Where To Use Your 2021 CDC Vouchers
A recent visit to my parents’ place over the festive period prompted me to write an article on the CDC Voucher Scheme. My parents received a letter from the government informing them of the household’s eligibility to claim CDC vouchers but did not know how to go about doing it. This made me realised that […]
