The first question on most investors’ lips usually is “Eh bro, what Singapore stocks to buy ah?” To be fair, Heartland Boy also asks his friends, fellow investors, financial bloggers and analysts the same question. However, the only reason he does so is to generate ideas and Singapore stocks to look out for on the […]
Lippo Malls Indonesia Retail Trust, Initiation Report
Business Model of Lippo Malls Indonesia Retail Trust (‘Lippo Mall Trust’) Lippo Malls Indonesia Retail Trust is a REIT listed on the SGX which manages a portfolio of 19 malls and 7 retail plaza across Indonesia. Lippo REIT collects rent from the tenants and after netting operating expenses, the rents are then paid out to unitholders. […]
CNMC Goldmine Holdings Limited: Initiation Report
Business Model of CNMC Goldmine Holdings Limited (‘CNMC’) CNMC Goldmine is a relatively young gold mining company founded in 2006 and headquartered in Singapore. Its principal activities are exploration and mining of gold, as well as the processing of mined ore into gold dore bars. It was listed in the Catalist Board of SGX […]
How to Choose An Insurance Agent
Most people do not actively seek out to choose an insurance agent. In fact, it is often true that they stumbled upon their insurance agents by chance. Either these insurance agents have made cold calls, knocked on their doors, stopped them at roadshows, or were simply friends just starting out in the insurance industry. […]
Open SRS Account to Boost Retirement Planning
Supplementary Retirement Scheme (‘SRS’) Account Unlike the previous recommendations by Heartland Boy, namely, Transfer from Central Provident Fund (‘CPF’) Ordinary Account (‘OA’) to Special Account (‘SA’) and CPF Retirement Topping-Up Scheme this recommendation of utilizing the SRS Account requires a little bit more effort. This is because this is a voluntary scheme and not a […]
How to Choose Your HDB BTO Unit
You have followed Heartland Boy’s tips on which HDB BTO project and unit type to bid for. Now you have gotten your queue number and are monitoring with bated breath as the units available for sale get whittled down each day. Not to worry, Heartland Boy is going to leverage on his professional experience in […]
Heartland Boy’s Strategy for BREXIT
BREXIT. BREXIT. BREXIT. This seems to be the only buzzword dominating the news these days. And rightfully so, because BREXIT was described and predicted as the single and greatest financial risk that has ever happened to the financial markets in history. Well, the good thing about BREXIT is that there is actually a fixed […]
At-Sunrice Academy: SkillsFuture Approved!
What Is SkillsFuture? In Budget 2015, the government made a bold move by giving S$500 to every Singaporean aged 25 and above. This $500, known as SkillsFuture Credit, can be made to pay for eligible courses that commence from 1 Jan 2016 onwards. This $500 can also be used to pay for course fees even […]
QAF Limited- Initiation Report
QAF’s Business Model QAF Ltd has several business segments- Bakery, Primary Production, Trading and Logistics, Cold Store Operations and Others. Because QAF’s profit and revenue are significantly influenced by only its bakery and primary production segments, this initiation report would only focus on these 2 segments. Bakery Segment Its bakery segment is primarily engaged in […]
How To Reduce Your Wedding Expense
Readers on Heartlandboy would have noticed that articles dried up immensely during the month of April and May. This was because marriage preparation kicked into full swing and the task was made harder with Heartland Boy being based in Jakarta. Well, despite being geographically apart, the Heartland Couple also struggled with planning their wedding budget. […]
