Heartland Boy

Seriously Singaporean Financial Literacy

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    • banner-woolworths-office

      At What Share Price Would I Be A Buyer Of AIMS APAC REIT?

      August 12, 2023 By Alison_Liew 2 Comments

    • rookie

      Rookie Investment Mistakes I Made When I Was A Beginner Investor 10 Years Ago

      posted in Investment, Singapore Stocks

    • hdb-bto-classification

      New HDB BTO Classification Framework, What Are The Possible Consequences?

      posted in Investment, Singapore Property

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    • gxs-348

      Is GXS 3.48% Interest Rate Promotion The Shortest Ever In Singapore?

      posted in Bank Deposits, Banking & Insurance

    • scb-simply-cash-credit-card

      SCB replaces its unlimited cashback card with the simply cash credit card- here’s my review

      posted in Banking & Insurance, Credit Card

    • cancer-drug-list

      How Integrated Shield Plans’ downgrade from as charged to 5X of Medishield Life’s limit for cancer treatments affect you

      posted in Banking & Insurance, Insurance

  • Retirement
    • Retirement
      • Singapore CPF
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      Getting down to some common misconceptions CPF LIFE

      posted in Retirement, Singapore CPF

    • invest srs

      Why Invest Your SRS Funds In ETF

      posted in Retirement, Singapore SRS

    • gst-increase

      Beat The GST Sales Campaigns Brought Out Some Irrational Financial Decisions

      January 29, 2023 By Alison_Liew Leave a Comment

  • Lifestyle
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    • review-of-mealpal-singapore-that-now-serves-hawker-food

      Review of MealPal Singapore That Now Serves Hawker Food

      posted in Dining, Lifestyle

    • My family holiday to Australia’s Brisbane, Gold Coast and Sunshine Coast

      posted in Lifestyle, Travel

    • customised-baby-cake-lenora

      How We Celebrated Lenora’s 100-Day Baby Shower In 2023

      posted in Lifestyle, Parenthood

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Lifestyle Travel

Why Honeymoon In South Africa

Deciding where to go for your honeymoon is actually a more tricky issue than it seems. This is especially true for Heartland Boy- an anxious henpecked husband perpetually worried about pleasing Heartland Girl. Well, Heartland Boy was very pleased that marriage life got off on a brilliant note with a romantic honeymoon in South Africa. […]


19 Comments

Banking & Insurance Insurance

Financial Steps Upon Death Of Spouse

A few months before their marriage, Heartland Girl had this question for Heartland Boy, “Dear, you must tell me what financial steps to take if you pass away.” That question caught Heartland Boy by surprise and he had no answers then. However, he realized that death of partner is not something frivolous that can be […]


6 Comments

Investment Singapore Property

4 Tips for Moving in With the In-Laws

Heartland Boy and Heartland Girl purchased their HDB BTO (‘Housing Development Board Build to Order’) unit in early 2015 and have to wait till 2019 before their love nest is ready. In the interim, they made a collective decision for Heartland Boy to move into Heartland Girl’s family home after marriage. Financially, this was a prudent […]


2 Comments

Investment Singapore Stocks

Investment Strategy For US Election 2016

The US Election 2016 is another event that could have a profound impact on the global stock market. Similar to BREXIT, there is a known date for its occurrence. The US Election 2016 is set to take place on 8 November 2016 (US Time), and the results will probably start to filter in by 9 […]


1 Comment

Investment Singapore Stocks

When to Buy Stocks In Singapore

Earlier, Heartland Boy wrote about the tiring process of finding the real prince from the pool of frogs. Readers may be disheartened to learn that that is only Step 1 in Adam Khoo’s proven investment strategy. The fundamental analysis merely tells you WHAT stocks to buy on SGX. Therefore, the next logical question to ask is […]


14 Comments

Bank Deposits Banking & Insurance

Important For Married Couple To Have Joint Bank Account

On the happiest day of his life, Heartland Boy heard this, “Your money is my money. My money is my money.” Heartland Boy was momentarily stunned. Why she never warned Heartland Boy earlier? Did she just add a new chapter into her protocol of a Singaporean marriage? Honestly, should married couple have a joint bank […]


14 Comments

Lifestyle Travel

How To Save on Hotel Accommodation

The holiday season is coming up and many Singaporeans will be travelling overseas to take a good break just before the year ends. Similarly, Heartland Boy is busy making preparation for his two-week trip to London. Yes, he confesses that he does sometimes get inspirations for his holiday destinations from currency weakness. During his preparation, […]


4 Comments

Investment Singapore Stocks

Standard Chartered Brokerage Is The Cheapest

Heartland Boy has received a few enquiries from readers on the stock brokerage company that he uses to purchase and sell his shares in Singapore. For the uninitiated, a stock brokerage firm allows you to buy and sell shares on the stock market. For providing this service, brokerage companies charge a commission fee for each […]


52 Comments

Investment Singapore Property

Why Heartland Boy Chose BTO Over Resale

The Singapore Dream

Having proposed to Heartland Girl in 2014, the next correct step would be to decide on the roof over their heads. Correct step? Yes, that is because Heartland Girl has firmly entrenched a modus operandi on family formation in Singapore. Therefore, any Singaporean male who has an intention to settle down would do well to heed […]


5 Comments

Dining Lifestyle Travel

Shopback: Save On Online Shopping With Cashback And More!

Readers of heartlandboy.com would know that Heartland Boy continuously finds ways to reduce the cost of his weekly flights from Jakarta to Singapore. For instance, he books his air tickets using the ANZ Optimum Credit Card to enjoy 5% cashback. He also takes Uber instead of regular taxis. He thought that was the furthest he […]


2 Comments

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Welcome to Heartlandboy.com

Hello there, I am Heartland Boy! I am always thinking about how I can improve my financial literacy in order to achieve financial independence. This is the place to be if you are hungry for financial independence (sometimes good hawker food as well) and foolish enough to believe in the musings of Heartland Boy. Read More…

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All content expressed herein are the personal opinions of Heartland Boy and does not constitute the views of any company nor as professional financial advice.

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