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Investment Singapore Stocks

Heartland Boy Stock Investment Review 2016

heartland-boy-stock-investment-review-2016Heartlandboy.com recently celebrated its one year anniversary. One of the motivations in starting a personal finance website was to have some form of public monitoring Heartland Boy’s investment portfolio. This indirect accountability adds a higher degree of responsibility when Heartland Boy manages his portfolio. Given that 2016 is behind us, let’s review if starting Heartlandboy.com has allowed Heartland Boy to improve his stock performance. This is Heartland Boy’s stock investment review for 2016.

Stock Investment Review Against STI Benchmark

Since starting his first investment in 2014 Heartland Boy has kept a record  to track and monitor of all of his investments.

Fiscal YearHeartland BoySTIComparison Against STI
2014+7.4%+7.7%-0.3%
2015-1.3%-10.4%+9.1%
2016+9.5%+2.8%+6.7%

In 2016, his overall portfolio registered a return of 9.5%, nett of all dividends and transaction fees. This marks the second consecutive year that Heartland Boy has beaten the market. Note that Heartland Boy uses the STI as a benchmark to measure and evaluate the performance of his portfolio. Thankfully, his active stock selection is working out well thus far. This justifies the time that he spends on analyzing the counters.

For readers who are keen to know how Heartland Boy managed to eke out a paltry gain of 9.5% in 2016, here is a in-depth stock performance analysis of Heartland Boy’s public portfolio.

Investment Review Of Stocks On Heartland Boy

Throughout 2016, Heartland Boy has written initiation reports to explain why he had purchased these stocks. The following table is a summary of how these stocks had performed in 2016. *For simplicity, note that the table assumes that the stocks were purchased on the date of the initiation reports and held till the end of the year without incurring any transaction fees.

Stock Price As At Date Of Article Published On Heartlandboy.comClosing Price As At 30 Dec 2016Dividends Declared Since Date Of ArticleReturns Including Dividends
Micro-Mechanics0.84 (26 Dec 2015)0.8650.06+10.1%
Innovalues0.78 (31 Dec 2015)1.01 (Privatisation)0.026+32.8%
Croesus0.775 (20 Feb 2016)0.8350.088 (including nil paid rights)+19.1%
Sunningdale0.98 (20 March 2016)1.100.05+17.3%
Sarine1.68 (13 April 2016)1.800.0425+9.7%
QAF1.10 (12 June 2016)1.390.01+27.3%
CNMC0.49 (31 July 2016)0.4350.004-10.4%
Lippo Mall0.37 (7 Aug 2016)0.370.0171+4.6%
Dutech0.48 (18 Sep 2016)0.445–-7.3%
Average+11.5%

Heartland Boy’s Exit Strategy For Stocks

value momentum strategy

Heartland Boy Follows Adam Khoo’s Value Momentum Strategy

Loyal readers would have known that Heartland Boy follows Adam Khoo’s Value Momentum Strategy. Therefore, he does sell the stocks when either of the following occurs:

  1. the technical analysis shows a clear downtrend or
  2. fundamentals of the business has deteriorated or
  3. price dips more than 10% from his initial purchase price

Furthermore, Heartland Boy started to announce his trades after he joined InvestingNote in August 2016. The table below captures the realized and unrealized gains of Heartland Boy.

Stock Price As At Date Of Article Published On Heartlandboy.comHeartland Boy’s Exit PriceDividends Collected By Heartland BoyHeartland Boy’s Realised and Unrealised Returns (Based on 30 Dec 2016)
Micro-Mechanics0.84 (26 Dec 2015)–0.06+10.1%
Innovalues0.78 (31 Dec 2015)0.96 (18 May 2016)0.026+26.4%
Croesus0.775 (20 Feb 2016)–0.088 (including nil paid rights)+19.1%
Sunningdale0.98 (20 March 2016)1.05 (30 Sep 2016)0.05+12.2%
Sarine1.68 (13 April 2016)1.69 (30 Sep 2016 and 7 Nov 2016)0.0425+3.1%
QAF1.1 (12 June 2016)–0.01+27.3%
CNMC0.49 (31 July 2016)0.41 (16 Dec 2016)0.002-15.9%
Lippo Mall0.37 (7 Aug 2016)–0.0171+4.6%
Dutech0.48 (18 Sep 2016)0.48 (2 Nov 2016)–+0%
Average+9.7%

Of the 9 stocks initiated by Heartland Boy, all registered positive gains except for CNMC and Dutech. That’s a hit rate of 78% and collectively, they returned an average of 11.5%. If you had followed Heartland Boy on InvestingNote, only CNMC would have been in the red. The hit rate would be 89% but the average return would decline to 9.7%.
You may follow Heartland Boy on InvestingNote.

Reflections Of Stock Investment 2016

Investment is one of the pillars that Heartland Boy depends on to achieve financial freedom by age 40. As a retail investor, Heartland Boy sets himself a stretched target of beating the index by 10%. Unfortunately, 2016 was a very volatile year. Record-breaking events such as BREXIT and the US Elections panned out in ways that caught experts off-guard.

Heartland Boy has failed his annual target yet again since he only outperformed the STI by 6.7% in 2016.  Indecision and hesitancy caused Heartland Boy to miss out on multi-baggers such as Best World and Health Management International. Having these stocks would have dramatically altered the performance of his portfolio. However, Heartland Boy is not a wistful person. Instead, he is an ever optimist and will learn from the mistakes arising from his investment portfolio review report . He can only look towards a better 2017.

“Huat ah!”


3 Comments

« From the Experts: What is the Best Financial Advice You Have Received in 2016?
What Heartland Boy Learnt From Working In Jakarta »

Comments

  1. Ivy says

    January 7, 2017 at 9:29 am

    good job!

    Reply
    • Alison_Liew says

      January 12, 2017 at 9:35 am

      thanks ivy! hoping to keep up the good work

      Reply

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  1. How To Achieve Financial Goals In 2017 says:
    January 21, 2017 at 12:00 pm

    […] revealed in the article about his investment performance, Heartland Boy managed to outperform the STI for 2 consecutive years. However, he still failed his […]

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Welcome to Heartlandboy.com

Hello there, I am Heartland Boy! I am always thinking about how I can improve my financial literacy in order to achieve financial independence. This is the place to be if you are hungry for financial independence (sometimes good hawker food as well) and foolish enough to believe in the musings of Heartland Boy. Read More…

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