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Seriously Singaporean Financial Literacy

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    • review-of-dividend-machines-by-the-fifth-person

      Review of Dividend Machines By The Fifth Person

      February 22, 2021 By Alison_Liew 7 Comments

    • performance-review-2022

      Heartland Boy 2022 Investment Performance Review

      posted in Investment, Singapore Stocks

    • hdb-bto-and-hdb-resale-prices-have-increased-are-they-still-affordable

      HDB BTO and HDB resale prices have increased, are they still affordable?

      posted in Investment, Singapore Property

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      Review of GXS bank and Trust bank Savings Accounts

      posted in Bank Deposits, Banking & Insurance

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      Review of Instarem amaze Card: Avoid foreign currency fees, receive additional cashback

      posted in Banking & Insurance, Credit Card

    • Great-SP-10

      Review of Great Eastern’s GREAT SP Series 10 – Guaranteed 4% Return!

      posted in Banking & Insurance, Insurance

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    • Why I invested my CPF OA funds in OCBC fixed deposit at 3.55%

      posted in Retirement, Singapore CPF

    • invest srs

      Why Invest Your SRS Funds In ETF

      posted in Retirement, Singapore SRS

    • gst-increase

      Beat The GST Sales Campaigns Brought Out Some Irrational Financial Decisions

      January 29, 2023 By Alison_Liew Leave a Comment

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    • review-of-mealpal-singapore-that-now-serves-hawker-food

      Review of MealPal Singapore That Now Serves Hawker Food

      posted in Dining, Lifestyle

    • My family holiday to Australia’s Brisbane, Gold Coast and Sunshine Coast

      posted in Lifestyle, Travel

    • how-much-my-family-saves-in-transport-costs-from-cycling

      How Much My Family Saves In Transport Costs From Cycling

      posted in Lifestyle, Parenthood

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Why I invested my CPF OA funds in OCBC fixed deposit at 3.55%

The first thing to get out of the way is probably the number in the title- yes, it’s not 3.88% which is what most readers would have expected. I will explain that later in the blogpost on my unfortunate timing. On 1 March 2023, I proceeded to invest a decent chunk of my excess funds in CPF Ordinary Account (‘OA’) into a time deposit (fixed deposit) at 3.55% for a 5-month tenure. I will share my ... continue reading...

Great-SP-10

Review of Great Eastern’s GREAT SP Series 10 – Guaranteed 4% Return!

After almost a year of high inflation that is proving to be persistently sticky, I cannot emphasize how important it is to ensure that your cash savings are working harder than ever. The biggest mistake would be to leave the cash idle earning next to nothing and seeing inflation erode your purchasing power. Moreover, in a rising interest rate macro-environment, it literally pays to be a saver ... continue reading...

budget-2023

How Singapore Budget 2023 Affects My Family Financially

The dust on Singapore Budget 2023 has finally settled down with many commentaries already published. Even with these helpful articles, I admit that it can be difficult to remember and grasp the slew of new policies announced. That is why I tried out the Budget Calculator (it's really intuitive, do try it out) developed by Gov.tech to find out how much goodies I will be getting. This is how ... continue reading...

personal-accident-claim-insurance-policy

I made a successful personal accident claim against my child insurance policy

4 years ago, I wrote an article explaining the different types of insurance policies that I bought for my baby. It includes a Personal Accident policy that provides coverage against any bodily injury resulting directly from an accident. I have always thought that it is financially prudent to get such a policy as children, especially toddlers, are prone to the occasional knocks and falls. The ... continue reading...

heartland-boy-mrss-cpf

How My Parents Receive $1200 From The CPF Matched Retirement Savings Scheme (MRSS)

Recall that I stated one of my top 10 highlights in 2022 was helping my parents obtained Singapore Citizenship? Over the past year, they have begun to appreciate the numerous benefits of being a citizen on this little island. For instance, they received payouts from the GST Assurance Package, have been enjoying subsidized medical and transportation fees etc. Now they can add another feather to the ... continue reading...

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Welcome to Heartlandboy.com

Hello there, I am Heartland Boy! I am always thinking about how I can improve my financial literacy in order to achieve financial independence. This is the place to be if you are hungry for financial independence (sometimes good hawker food as well) and foolish enough to believe in the musings of Heartland Boy. Read More…

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All content expressed herein are the personal opinions of Heartland Boy and does not constitute the views of any company nor as professional financial advice.

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